Apr 20, 2019

Roofing Contractor & Insurance Agent Selection Tips

Our team answers homeowner questions every weekend on WCCO 830 AM from 9:00 am-10:00 am.  Have your most pressing home improvement questions answered by calling 651-989-9226 or texting 81807.  Here’s the must-know information our COO, Andy Lindus, shared on 4.20.19.

This winter will go in the record books as being one of the most extreme ever witnessed in the Twin Cities.  A silver lining to the indoor/outdoor temperature variances was that it allowed contractors a definitive way to identify areas of the home that were losing energy.  The downside to such rampant weather was that it wreaked havoc in Twin Cities attics that may not have been immediately detectable by homeowners.  Recently, one of our insulation experts was in an attic that appeared to have had fire damage.  However, upon closer examination, the story and a half home with knee walls had such substantial moisture damage that there was widespread flaking on the rafter tails and a distinct dark hue to the attic’s interior.  To avoid a situation like this, it’s imperative to work with a roofing contractor that views the roof as an entire system.  This means proper installation of insulation, ventilation, shingles, flashing, and ice and water shield.  Frustratingly enough, oftentimes installation issues are not immediately evident, and the installing contractor may be out of business.  When buying a house, verify whether or not warranties on big ticket items such as roofing, windows, gutters, and siding are accompanied with transferable warranties.

Learn More About the Function of Ice & Water Shield: 

Many homeowner seldom give much thought to their insurance policy until it’s time to make a claim.  Adding to the stress of the situation can be finding out what they thought their insurance policy covers and what it doesn’t are two very different things.  A way to prevent this is to have a good working relationship with the agent you’re purchasing your insurance from.  They will take special care to see to it that the policy you’re committing to leaves you fully protected.  At times endorsements can change, and policies may need to be updated to ensure that a storm damaged roof is replaced up to code. Without this, a homeowner can be forced to pay out of pocket for anything other than a replacement of what was previously on the roof, even if it no longer meets building code.  Verify whether or not your insurance policy stipulates whether material placed on your home must match preexisting material if a full replacement is not needed.  While these endorsements may cost more upfront, they offer the ultimate peace of mind and make the claims process a much smoother experience.

Listen to the Entire Show Here: 

Browse Our Minnesota Roofing Projects:

Minnesota Roofing Reviews:

"Lindus has installed their gutter system and a new roof on our home and both projects went perfectly. They show up when they say they will, pay attention to every little detail, and when they leave, (except for the new roof or gutters) you can’t tell they were there."

Gerald S.
Andover, MN
October 24, 2022

"Quality work. Great clean up. Constant updates on progress. Responsive to questions. Great experience from beginning to end."

Andy N.
Oakdale, MN
June 24, 2022

"I have spoken highly of Lindus and their work to many, many people and the people that are familiar with my home are delighted to see the final outcome! I would call Lindus for any future home improvements. Their care and quality are excellent!"

Pat M.
St. Paul, MN
June 22, 2022

"The new roof your guys put on my house and garage has impact resistant shingles.  Thank heavens!  No damage from the hail.  Today, your guys installed windows.  They look great.  So far I am very pleased with your crews and my new house repairs!"

Rebecca L.
White Bear Lake, MN
May 23, 2022

"The roof looks beautiful!! The framing and the tiles are great and the gable vents look great too. I also *really* appreciate the clean up your folks did. Not all roofers are as tidy and this was VERY much appreciated."

Becca N.
Minneapolis, MN
May 3, 2022

"Please pass on that Randahl and crew did a wonderful job re-roofing our house yesterday. It looks just wonderful. Everybody worked very hard to complete it in just a day. Awesome."

Warren & Sue T.
Lindstrom, MN
April 12, 2022
Complimentary Estimates. We Are Also Offering A No-Charge Heat Map Analysis With Insulation Estimates Through January 31st.
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