651-212-4221
Jun 03, 2013
|

Hail Damage-Separating Fact from Fiction

Roof Inspections

Fiction: If I can’t see indentations on my roof, there’s no need to have my roof inspected because there clearly is no damage.

Fact: It is a good idea to work with a reputable professional to evaluate whether your roof has been compromised.  Some effects of hail are not immediately evident; a roof can be weakened by hail, but not fail for a year or two.  Hail can void your roofing manufacturer’s warranty, another reason it’s important to have your roof evaluated if you suspect hail damage.

Insurance Claims

Fiction: Foregoing an insurance claim on hail damage means that your rates won’t go up.

hail damage marked on asphalt roof

Fact: Insurance companies can raise everyone’s rates after a disaster.  The only thing that you are by not failing to file a claim is that you’re helping everyone else pay for their damage without getting the assistance you need.

Manufacturer Warranty

Fiction: I just had a new roof installed; I don’t have to file an insurance claim because the manufacturer has a 50 year warranty.

Fact: Roofing manufacturers will cover against things they can control, such as manufacturing defects, but they cannot warranty against Mother Nature.

Resale Value

Fiction: If visual damage from hail is not evident, the resale value of my home is unaffected.

hole in roof caused by hail
Hail destroyed this seven-year-old roof.

Fact: Upon placing your home on the market, a potential buyer will likely utilize the services of a home inspector who will carefully evaluate your property.  It’s highly likely that they will find evidence of the hail damage and you’ll be forced to either replace the roof or dramatically lower the sale price if you wish to keep the sale intact.

Paying for Deductible

Fiction: I can get a new roof for free if the contractor offers to pay my deductible for free.

Fact: Anyone who offers to do this in the state of Minnesota is breaking the law.

Here’s What You Need to Know About Storm Damage Restoration:

Roof Inspections

Fiction: I have a year to file a claim after the damage has occurred.

Fact: This varies from company to company.  Some are less and others will go over the year mark, especially if a large geographical area was affected.

Fiction: My neighbors were able to get a hail damage claim approved on their property.  Mine should be a no-brainer.

Fact: Hail damage is sporadic and each property needs to be evaluated individually.  Policies and insurance companies can also vary.

For more information about our storm and hail damage restoration services, contact us today. Our team of professionals is ready to serve you.

Storm Damage Restoration Projects:

Storm Damage Restoration Reviews:

"Our roofing project, necessitated by storm damage, was made exceptional thanks to Lindus Construction. Jake's expertise in dealing with the insurance adjuster, Brittney's scheduling, and Nelson's leadership under scorching conditions were remarkable. Notably, our neighbors were so impressed by their work that they've now chosen Lindus Construction for their project too."

Bridget C.
River Falls, WI
October 23, 2023

"We had storm damage to our residence and it all happened in a matter of seconds.  Your representatives and workers did a very highly professional job on all phases.  Everyone we dealt with was top of the line.  Thank you!"

Archie & Ella D.
Hudson, WI
October 15, 2023

"They've done a lot of work for us for over 20 years. Always the best quality and craftsmanship, great service-oriented people, a pleasure to work with. Our recent hail storm damage needed special work because we had a stubborn adjuster, but Lindus came through patiently to get everything done and paid for."

John M.
Luck, WI
August 22, 2023

"Brandon Larson from Lindus came out and inspected my roof only to find it was covered in hail damage and needed to be replaced. He worked directly with my insurance to get it covered 100%.  From a quality perspective, they did a really nice job and did the work quickly to avoid too much disruption to me and my family.  I am pleased with Lindus and would highly recommend them for future projects."

Daniel P.
Menomonie, WI
June 29, 2023

"We just had Lindus replace our roof due to a hail storm last spring and they did a fantastic job. They showed up on time, were efficient, and did a great job cleaning up when the roof was complete. The crew supervisor, Tucker, had excellent communication and answered any questions we had. We are very pleased with the work that was done and we look forward to using Lindus for future projects!"

Callista R.
Baldwin, WI
June 20, 2023

"My roof & gutters were damaged with hail. Matt was so helpful with the insurance company to get a satisfying settlement. The work crew worked steadily, quietly and efficiently to replace the roofing & LeafGuard® Brand Gutters. The whole team has done a wonderful job!"

Deb J.
St. Paul, MN
April 17, 2023
Contact Us To Schedule A Complimentary Estimate. Receive A Heat Map Analysis With Insulation Estimates Through March 31st.
Some restrictions may apply. Call for details.