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Sep 20, 2018
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Protect You & Your Home From Storm Chaser Contractor Scams

When major storms leave damage to your home, it can be tempting to work with the first contractor that comes knocking on your door, the company that promises you a new roof by the end of the week, or the lowest bidder.  However, not educating yourself about who you are working with can have serious consequences, especially when it comes to contractor scams.  storm damage

What is a Storm Chaser?

In the construction industry, the term “storm chasers” or “storm chaser contractors” are those that travel to areas affected by storms and approach those in need of assistance with repairs.  Oftentimes, they require cash up-front in exchange for quick unreliable repairs.

Unlike reliable contractors, storm chasers will offer to act as the sole contact with a homeowner’s insurance company.  If a homeowner signs documents authorizing a storm chaser to act as sole contact with an insurance company, their insurance settlement check may be made out to the storm chaser, not the homeowner.  If this happens, the homeowner relinquishes the right to withhold payment if work is not completed in the manner that was agreed to.  The storm chaser is then free to use subpar materials & or even leave the job incomplete because they have already received full payment.

10 Signs of a Storm Chaser Contractor Scam

1)      The company solicits business door to door and shows up right after storm damage has occurred.

2)      They offer you a way to not have to pay your insurance deductible.  (This is insurance fraud.)

3)      Contracts are vague and do not state exact dollar amounts & are encouraged to be signed prior to meeting with your insurance adjuster

4)      They do not provide evidence of having insurance or a construction license number.

5)      You are responsible for obtaining the building permit.

6)      Unmarked vehicles or a vehicle with only a magnet that states the company name.

7)      No local references are available.

8)      Offers a price that seems too good to be true.

9)      Uses a PO box as their address.

10)  Out of area license plates and/or driver’s licenses.

In addition to the harm they can cause a local homeowner, contractor scams can be detrimental to the local economy.  Why?  Storm chasers often cut corners on things like insurance and materials, likely making them the cheapest contractor to work with.  If this happens repeatedly, it can make it difficult for legitimate contractors to have market share, causing them to go out of business.  This, in turn, provides the consumer with fewer places locally when a home repair is needed.

Storm Damage at Your Home?  Here are Some Thoughts to Consider

Oftentimes, storm chaser contractors do not carry insurance policies, leaving the homeowner at risk.  If a roofer is injured while working on your home and the contractor they are working for does not have insurance, their medical bills may become the responsibility of the home owner.  Another area where storm chasers fall short is warranties.  Most roofing materials have warranties to protect the homeowner.  However, warranties are void if the roofing was installed incorrectly.  If you’re dealing with a storm chaser scam that has no permanent address, it’s difficult to receive support if the product they installed malfunctions before the end of its intended lifespan.  A local contractor has a reputation to uphold and will likely do everything to rectify the situation if something goes wrong with a product down the road.  Their contracts often offer very specific terms that they are likely to honor.

Hear from One of Our Storm Damage Restoration Clients

 

Browse Our Storm Damage Repair Projects:

Storm Damage Restoration Reviews:

Salesperson was knowledgeable and helpful with insurance due to hail damage. We had our previous LeafGuard® Gutters over 20 years. Replaced with new LeafGuard® Gutters due to the hail damage. Installation went great. Clean up was good. Highly recommend.

Beth J.
Minnetonka, MN
May 12, 2022

"Lindus Construction recently installed a new roof, replaced my soffits/fascia and installed replacement LeafGuard® Gutters that were damaged by hail this summer. (My original gutters were installed in 1999!) I could not be more pleased with their work, professionalism and meticulous attention to detail on all aspects of the project. Even the flashing on the chimney looks 110% better than what had been previously done and is now caulked as well. I highly recommend Lindus and would definitely hire them in the future should a need arise! You will definitely not be disappointed!

Kimberly S.
Richfield, MN
November 30, 2020

"This year we had storm due to hail and our insurance company allowed us to have Lindus Construction replace our gutters and downspouts. They sent a crew out in a timely manner and swap out the old product. Very pleased with the attention to details and professionalism of Lindus Construction.  As a professional realtor since 1986, I have seen a lot of gutter contractors come and go. I always recommend clients talk with Lindus Construction and see for themselves the great value of the LeafGuard® product."

Greg S.
Lakeville, MN
November 21, 2020

"Installed gutters after a hailstorm. The work was done professionally and looks good."

Michael L.
Eden Prairie, MN
October 25, 2021

"Fantastic experience with Dave Anderson, the salesman, the crew, and Randahl the supervisor. On time, very organized, attention to detail was superb, they worked like dogs in extreme heat, finished on time and cleaned up after themselves. Also helped me get a much better roof approved by my insurance company. Thrilled."

Dave R.
Eagan, MN
August 4, 2021

"Our home recently sustained damage from a late summer hailstorm. Dealing with insurance and contractors can be stressful but Lindus made it pain free. They installed today during an unexpectedly heavy fall snowstorm. The guys worked hard and as usual they did an amazing job even in terrible conditions. I would recommend Lindus to anyone and I will be working with them again in the future."

Mauri S.
Bloomington, MN
October 20, 2020
Complimentary Estimates on LeafGuard® Brand Gutters and GAF Asphalt Shingles We are also offering a complimentary heat map analysis with insulation estimates through July 2022.
Some restrictions may apply. Call for details.
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